Ending TRICARE Reserve Select Coverage

Voluntarily

Do you want to end your TRICARE Reserve Select coverage? You may do so at any time. You can end your coverage by going online or calling your regional contractor. A 12-month lockout applies. This means you can’t buy TRS coverage during the lockout.

Online

1. Log in to milConnect.
2. Select “Benefits,” then “Beneficiary Web Enrollment."
3. Under the Family Member list, select “Medical Disenroll," and follow the instructions to disenroll. 

Call Your Regional Contractor

• East Region: 800-444-5445
• West Region: 888-TRIWEST (874-9378)
• Overseas: 800-523-8662

Don't Just Stop Making Payments

If you don't follow the correct steps to end your coverage and you simply stop making premium payments, your coverage is terminated. During this time, you're still responsible for any premium amounts that are due.

Change in Federal Employees Health Benefits Eligibility or Enrollment

• Follow the steps above to end your coverage within 60 days of becoming eligible for FEHB on your own.
• A 12-month lockout won’t apply.

Involuntarily

Nonpayment of Monthly Premiums

• If you don’t pay your monthly premiums on time, your regional contractor will end your coverage.
• You have 90 days from your last paid-through-date to request reinstatement from your regional contractor.
• You’re responsible for paying all past and current premiums due. You’ll also have to restart your automated premium payment method. This could be a recurring credit/debit card or electronic fund transfer. It will include any related fees.

Change in Federal Employees Health Benefits Eligibility or Enrollment

• If you don’t voluntarily end your TRS coverage within 60 days of becoming eligible for FEHB on your own, your Reserve Component will end your TRS coverage.
• A 12-month lockout won’t apply.
• You're responsible for any health care you get after your TRS coverage ends.

When ActivatedCalled or ordered to active duty service for more than 30 days in a row.

When you're activated for more than 30 days, you and your family members become eligible for TRICARE as active duty service members and active duty family members. Your TRS coverage automatically ends. Your TRICARE regional contract will refund you any unused premiums.

Loss of Eligibility

Your TRS coverage automatically ends if you leave the Selected Reserve or lose eligibility for any other reason. You may qualify to buy temporary coverage through the Continued Health Care Benefit Program.