Reproductive Health
TRICARE’s coverage of pregnancy and reproductive health depends on the specific test, item, or service.
| Service | Is It Covered? |
|---|---|
| Abortions | It depends. Only if pregnancy is the result of rape or incest or if the mother’s life is at risk. |
| Assisted reproductive technology services | It depends. TRICARE doesn’t cover ART, but ART is authorized as an extended benefit under the Supplemental Health Care Program for qualifying service members. |
| Birth control |
Yes. May require a prescription. Most non-prescription contraceptives and surgical sterilization reversals aren’t covered. Learn more about TRICARE birth control coverage. |
| Treatment of cancer of the female reproductive system | Yes. |
| Cesarean section | Yes. |
| Hormone replacement therapy | Yes. |
| Infertility diagnosis and treatment | Yes. TRICARE covers the diagnosis and treatment of the underlying physical causes of male and female infertility. |
| Labor and delivery | Yes. Usually covered for at least 48 hours after a vaginal delivery and 96 hours after a cesarean section. If you have complications, you may stay longer. Your plan may determine where you get care. |
| Mammograms | Yes. |
| Pap tests | Yes. Covered as part of preventive screening beginning at age 21. |
| Prenatal and postpartum care | Yes. Your plan may determine where you get care. |
| Well-woman exams | Yes. Some screenings are age- or risk-related. |
Go to What’s Covered to search for more information about women’s health and pregnancy coverage.
Last Updated 8/11/2025