Reproductive Health

TRICARE’s coverage of pregnancy and reproductive health depends on the specific test, item, or service.

Service Is It Covered?
Abortions It depends. Only if pregnancy is the result of rape or incest or if the mother’s life is at risk.
Assisted reproductive technology services It depends. TRICARE doesn’t cover ART, but ART is authorized as an extended benefit under the Supplemental Health Care Program for qualifying service members.
Birth control

Yes. May require a prescription. Most non-prescription contraceptives and surgical sterilization reversals aren’t covered. Learn more about TRICARE birth control coverage.

Treatment of cancer of the female reproductive system Yes.
Cesarean section Yes.
Hormone replacement therapy Yes.
Infertility diagnosis and treatment Yes. TRICARE covers the diagnosis and treatment of the underlying physical causes of male and female infertility.
Labor and delivery Yes. Usually covered for at least 48 hours after a vaginal delivery and 96 hours after a cesarean section. If you have complications, you may stay longer. Your plan may determine where you get care.
Mammograms Yes.
Pap tests Yes. Covered as part of preventive screening beginning at age 21.
Prenatal and postpartum care Yes. Your plan may determine where you get care.
Well-woman exams Yes. Some screenings are age- or risk-related.

Go to What’s Covered to search for more information about women’s health and pregnancy coverage.

Last Updated 8/11/2025