Death in the Family

Event:	Qualifying Life Event?
Death in the Family	Yes. You have 90 days after a death in the family to change your TRICARE health plan.

Sponsor Dies

If your sponsor dies while serving on active duty, TRICARE continues to provide coverage for surviving family members. Plans and costs depend on:

• The sponsor's military status when he or she died
• If you're a spouse or a child

Spouses can keep TRICARE unless they remarry. If a spouse decides to remarry, their TRICARE coverage will end unless they marry another active duty or retired service member. TRICARE coverage for their children continues up to the normal age limits. Review the scenarios in the chart below for more information:

If your sponsor was ...	Then ...
On active duty	Children remain covered as active duty family members until they age out or lose TRICARE for other reasons. >>Learn more
Retired	Your coverage won't change.>>Learn More
A Guard or Reserve member	Your benefits are determined by your sponsor's status when he or she died.>>Learn More

Other Family Member Dies

If a family member who isn't the sponsor dies, please contact your local DEERS office to find out the necessary steps to report their death. Depending on your situation, your health plan options may also change from family to individual.

Are you an adult child you may qualify for TRICARE Young Adult?

You may be able to purchase TRICARE Young Adult when you turn 21 (or 23 if a full-time student) if:

• You aren't married
• You don't have your own employer sponsored health insurance
• Your sponsor had TRICARE (as described above) when he or she died

• Death Notification

  You only have to report the death to the pharmacy contractor, Express Scripts. For medical and dental care, the Defense Manpower Data Center (DMDC) gets information from the Social Security Administration (SSA) or the services. 

  It may take some time for DMDC to get the information. If you prefer, you may notify DMDC of the death by:

  • Visiting a local ID card office with a copy of the death certificate;
  • Faxing a copy of the death certificate to 1-800-336-4416 (Primary) or 1-502-335-9980 (Alternate); or
  • Mailing a copy of the death certificate to:

  Defense Manpower Data Center Support Office
  400 Gigling Road
  Seaside, CA 93955-6771

  If you have questions, call DMDC at 1-800-538-9552. Visit milConnect to learn more.

  Learn more about other Qualifying Life Events

  Retiring	Seperating
  Having a Baby	Getting Married
  Moving	Getting Divorced
  Becoming Medicare Eligible	Going to College
  Child Becomes an Adult	Losing or Gaining Other Health Insurance
  Moving When Deploying	Injured on Active Duty
  Activating	Deactivating