TRICARE Select Options

If you don't live in an area where a Prime option is offered you can choose to enroll in TRICARE Select or TRICARE Select Overseas.  

TRICARE Select

  • Visit any TRICARE-authorized providerAn authorized provider is any individual, institution/organization, or supplier that is licensed by a state, accredited by national organization, or meets other standards of the medical community, and is certified to provide benefits under TRICARE. There are two types of TRICARE-authorized providers: Network and Non-Network. DS, network or non-network.
  • Care at military hospitals or clinics is available only if space is available.
  • You don't need a referral for any type of care but some services may require pre-authorization. 

The type of provider you see determines which option you are using and how much you'll pay out-of-pocket.

  • When you see a non-network provider, you'll pay more and you may have to file your own claims.
  • When you see a network provider, you'll pay less and the provider will file claims for you.
  • Learn more about TRICARE Select.

TRICARE Select Overseas

  • Visit any overseas provider for care.
  • Care at military hospitals or clinics is available only if space is available. 
  • You don't need a referral for any type of care but some services may require pre-authorization. 
  • You may have to pay the provider in full when you receive care and file a claim with TRICARE for reimbursement.
  • Learn more about TRICARE Select Overseas

Note: If you have other health insuranceHealth insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. TRICARE supplements don’t qualify as "other health insurance." upon separation, TRICARE pays after your other health plan.

Last Updated 10/11/2022