TRICARE Select Options

If you don't live in an area where a TRICARE Prime option is offered, you can choose to enroll in TRICARE Select or TRICARE Select Overseas.  

TRICARE Select

  • Visit any TRICARE-authorized provider, network or non-network.
  • You can only get care at military hospitals or clinics if space is available.
  • You don't need a referral for any type of care, but some services may require pre-authorization. 

The type of provider you see determines which option you're using and how much you'll pay out-of-pocket.

  • When you see a non-network provider, you'll pay more and you may have to file your own claims.
  • When you see a network provider, you'll pay less and the provider will file claims for you.
  • Learn more about TRICARE Select.

TRICARE Select Overseas

  • Visit any overseas provider for care.
  • You can only get care at military hospitals or clinics if space is available.
  • You don't need a referral for any type of care, but some services may require pre-authorization. 
  • You may have to pay the provider in full when you receive care and file a claim with TRICARE for reimbursement.
  • Learn more about TRICARE Select Overseas.

Note: If you have upon separation, TRICARE pays after your other health plan.

Last Updated 4/17/2025