TRICARE Select Options
If you don't live in an area where a TRICARE Prime option is offered, you can choose to enroll in TRICARE Select or TRICARE Select Overseas.
TRICARE Select
- Visit any TRICARE-authorized provider, network or non-network.
- You can only get care at military hospitals or clinics if space is available.
- You don't need a referral for any type of care, but some services may require pre-authorization.
The type of provider you see determines which option you're using and how much you'll pay out-of-pocket.
- When you see a non-network provider, you'll pay more and you may have to file your own claims.
- When you see a network provider, you'll pay less and the provider will file claims for you.
- Learn more about TRICARE Select.
TRICARE Select Overseas
- Visit any overseas provider for care.
- You can only get care at military hospitals or clinics if space is available.
- You don't need a referral for any type of care, but some services may require pre-authorization.
- You may have to pay the provider in full when you receive care and file a claim with TRICARE for reimbursement.
- Learn more about TRICARE Select Overseas.
Note: If you have upon separation, TRICARE pays after your other health plan.
Last Updated 4/17/2025