Pharmacy Costs

Costs are for calendar years 2026 and 2027.

Costs for Active Duty Service Members

You have no costs for covered drugs when using a military pharmacy, TRICARE Pharmacy Home Delivery, or a TRICARE retail network pharmacy.
Your provider must establish medical necessity for non-formulary drugs.
At non-network pharmacies, you’ll have to pay full price for covered drugs up front and file a claim for reimbursement.
You pay the full cost of non-covered drugs.

Your TRICARE plan, which group you’re in (Group A or Group B), and the pharmacy type you use determine whether you may have to meet your annual deductible before copayments or cost-shares apply.
At non-network pharmacies, you’ll have to pay full price for covered drugs up front and file a claim for reimbursement.
You pay the full cost of non-covered drugs.

Are you an active duty family members with TRICARE Prime Remote in the U.S.?

As of Feb. 28, you have no costs for covered drugs at military pharmacies, home delivery, and retail network pharmacies.
To get non-formulary drugs at no cost, your provider will have to establish medical necessity.
Rules for filling prescriptions for certain maintenance drugs still apply.

Note: Copayments don't change for survivors of active duty service members and medically retired service members and their family members.

Pharmacy Type	Generic Formulary Drug Costs	Brand-Name Formulary Drug Costs	Non-Formulary Drug Costs	Non-Covered Drug Costs
Military Pharmacy Up to a 90-day supply	$0	$0	Generally not available without medical necessity	Not available
TRICARE Pharmacy Home Delivery Up to a 90-day supply	$13	$38	$76	Not available
TRICARE Retail Network Pharmacy Up to a 30-day supply	$16	$43	$76	Full cost of drug
Non-Network Retail Pharmacy In the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands)	TRICARE Prime options: 50% cost-share applies after you meet your point-of-service annual deductible All other beneficiaries: You pay for formulary drugs ($43 or 20% of total cost, whichever is more, after you meet your annual deductible) and non-formulary drugs ($76 or 20% of total cost, whichever is more, after you meet your annual deductible).			Full cost of drug
Non-Network Retail Pharmacy Outside the U.S. and U.S. territories	ADSMs and ADFMs using TRICARE Prime Overseas or TRICARE Prime Remote Overseas: $0 (You may have to pay the full cost up front and file a claim for reimbursement.) ADFMs using TRICARE Select Overseas and TRS members: 20% cost-share after you meet your annual deductible Retirees, their family members, TRR members, and all others in TRICARE Select Overseas: 25% cost-share after you meet your annual deductible			Full cost of drug

Pharmacy Type	Generic Formulary Drug Costs	Brand-Name Formulary Drug Costs	Non-Formulary Drug Costs
Military pharmacy Up to a 90-day supply	$0	$0	Generally not available without medical necessity
TRICARE Pharmacy Home Delivery Up to a 90-day supply	$14	$44	$85
TRICARE retail network pharmacy Up to a 30-day supply	$16	$48	$85
Non-network retail pharmacy In the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands)	TRICARE Prime enrollees (including US Family Health Plan and TRICARE Prime Demo): A 50% cost-share applies after you meet your point-of-service annual deductible. All other beneficiaries: After you meet your annual deductible, you pay for formulary drugs ($48 or 20% of total cost, whichever is more) and non-formulary drugs ($85 or 20% of total cost, whichever is more).
Overseas retail pharmacy Outside the U.S. and U.S. territories	Active duty service members and active duty family members using TRICARE Prime Overseas or TRICARE Prime Remote Overseas: $0 (You may have to pay the full cost up front and file a claim for reimbursement.) Active duty family members using TRICARE Select Overseas and TRICARE Reserve Select enrollees: A 20% cost-share applies after you meet your annual deductible. Retirees, their family members, TRICARE Retired Reserve enrollees, and all others in TRICARE Select Overseas: A 25% cost-share applies after you meet your annual deductible.

Section 702 of the NDAA for FY 2018 froze pharmacy copayments at the 2017 rates for:

Pharmacy Type	Generic Formulary Drug Costs	Brand-Name Formulary Drug Costs	Non-Formulary Drug Costs
Military pharmacy Up to a 90-day supply	$0	$0	Generally not available without medical necessity
TRICARE Pharmacy Home Delivery Up to a 90-day supply	$0	$20	$49
TRICARE retail network pharmacy Up to a 30-day supply	$10	$24	$50
Non-network retail pharmacy In the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands)	TRICARE Prime enrollees (including US Family Health Plan and TRICARE Prime Demo): A 50% cost-share applies after you meet your point-of-service annual deductible. (This deductible is $300 per individual or $600 per family.) TRICARE Select enrollees: You pay $24 or 20% of total cost (whichever is more) after you meet your annual deductible.
Overseas retail pharmacy Outside the U.S. and U.S. territories	TRICARE Select Overseas enrollees: A 25% cost-share applies after you meet your annual deductible.

Last Updated 1/26/2026