Pharmacy Costs
Costs are for calendar years 2026 and 2027. For 2025 costs, download the 2025 TRICARE Costs and Fees Sheet.
Active duty service members: You have no prescription drug costs when using a military pharmacy, TRICARE Pharmacy Home Delivery, or a TRICARE retail network pharmacy for covered drugs.
All others: Your TRICARE plan, which group you’re in (Group A or Group B), and the pharmacy type you use determine whether you may have to meet your annual deductible before copayments or cost-shares apply.
Note: Copayments don't change for survivors of active duty service members and medically retired service members and their family members.
|
Pharmacy Type |
Generic Formulary Drug Costs |
Brand-Name Formulary Drug Costs |
Non-Formulary Drug Costs |
Non-Covered Drug Costs |
|
Military Pharmacy Up to a 90-day supply |
$0 |
$0 |
Generally not available without medical necessity |
Not available |
|
TRICARE Pharmacy Home Delivery Up to a 90-day supply |
$13 |
$38 |
$76 |
Not available |
|
TRICARE Retail Network Pharmacy Up to a 30-day supply |
$16 |
$43 |
$76 |
Full cost of drug |
|
Non-Network Retail Pharmacy In the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands) |
TRICARE Prime options: 50% cost-share applies after you meet your point-of-service annual deductible All other beneficiaries: You pay for formulary drugs ($43 or 20% of total cost, whichever is more, after you meet your annual deductible) and non-formulary drugs ($76 or 20% of total cost, whichever is more, after you meet your annual deductible). |
Full cost of drug |
||
|
Non-Network Retail Pharmacy Outside the U.S. and U.S. territories |
ADSMs and ADFMs using TRICARE Prime Overseas or TRICARE Prime Remote Overseas: $0 (You may have to pay the full cost up front and file a claim for reimbursement.) ADFMs using TRICARE Select Overseas and TRS members: 20% cost-share after you meet your annual deductible Retirees, their family members, TRR members, and all others in TRICARE Select Overseas: 25% cost-share after you meet your annual deductible |
Full cost of drug |
||
| Pharmacy Type | Generic Formulary Drug Costs | Brand-Name Formulary Drug Costs | Non-Formulary Drug Costs | Non-Covered Drug Costs |
|---|---|---|---|---|
| Military Pharmacy Up to a 90-day supply |
$0 | $0 | Generally not available without medical necessity | Not available |
| TRICARE Pharmacy Home Delivery Up to a 90-day supply |
$14 | $44 | $85 | Not available |
| TRICARE Retail Network Pharmacy Up to a 30-day supply |
$16 | $48 | $85 | Full cost of drug |
| Non-Network Retail Pharmacy In the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands) |
TRICARE Prime options: 50% cost-share applies after you meet your point-of-service annual deductible All other beneficiaries: You pay for formulary drugs ($48 or 20% of total cost, whichever is more, after you meet your annual deductible) and non-formulary drugs ($85 or 20% of total cost, whichever is more, after you meet your annual deductible). |
Full cost of drug | ||
| Non-Network Retail Pharmacy Outside the U.S. and U.S. territories |
ADSMs and ADFMs using TRICARE Prime Overseas or TRICARE Prime Remote Overseas: $0 (You may have to pay the full cost up front and file a claim for reimbursement.) ADFMs using TRICARE Select Overseas and TRS members: 20% cost-share after you meet your annual deductible Retirees, their family members, TRR members, and all others in TRICARE Select Overseas: 25% cost-share after you meet your annual deductible |
Full cost of drug | ||
Section 702 of the NDAA for FY 2018 froze pharmacy copayments at the 2017 rates for survivors of active duty service members and medically retired service members (and their family members).
| Pharmacy Type | Generic Formulary Drug Costs | Brand-Name Formulary Drug Costs | Non-Formulary Drug Costs | Non-Covered Drug Costs |
|---|---|---|---|---|
| Military Pharmacy Up to a 90-day supply | $0 | $0 | Generally not available without medical necessity | Not available |
|
TRICARE Pharmacy Home Delivery Up to a 90-day supply |
$0 | $20 | Network: $49 | Not available |
|
TRICARE Retail Network Pharmacy Up to a 30-day supply |
Network: $10 | Network: $24 | Network: $50 | Full cost of drug |
|
Non-Network Retail Pharmacy In the U.S. and U.S. territories (American Samoa, Guam, the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands) |
TRICARE Prime enrollees (including US Family Health Plan and TRICARE Prime Demo): 50% cost-share after you meet your point-of-service annual deductible ($300/individual or $600/family) TRICARE Select enrollees: $24 or 20% of total cost, whichever is more, after you meet your annual deductible |
Full cost of drug | ||
|
Overseas Pharmacy Outside the U.S. and U.S. territories |
TRICARE Select Overseas enrollees: 25% cost-share after you meet your annual deductible | Full cost of drug | ||
Last Updated 11/7/2025