Appeals

What is an appeal?

You can file an when you don't agree with a decision made about your benefit. The appeal process is different based on the benefit issue. Depending on your issue, you can file a:

  • Factual appeal
    • This is if TRICARE denies payment for services or supplies you received, or if TRICARE stopped payment for services or supplies previously authorized.
    • Your regional contractor sends you an appeal decision. If you disagree with the decision, follow the guidelines for factual appeals. 
  • Medical necessity appeal
    • This is if TRICARE denies pre-authorization for care or services because we feel it isn't medically necessaryTo be medically necessary means it is appropriate, reasonable, and adequate for your condition.. Medically necessary means it must be appropriate, reasonable, and adequate for your condition.
    • Your regional contractor sends you an appeal decision. If you disagree with the decision, follow the guidelines for medical necessity appeals. 
  • Pharmacy appeal
    • This is if you don't agree with a decision made about your pharmacy benefit. For example, Express Scripts denies your pharmacy claim.
  • Medicare-TRICARE appeal
    • This is if you're eligible for both TRICARE and Medicare, and Medicare denies your services or supplies.

If your care is denied, you'll receive a letter with details about how to file your appeal.

Office or Contractor Appeals Address
Defense Health Agency

Defense Health Agency
Appeals, Hearings and Claims Collection Division
16401 E. Centretech Parkway
Aurora, CO 80011-9066

Fax: 303-676-3616
East Region Humana Military Appeals
P.O. Box 740044
Louisville, KY 40201-9973
 
West Region

TRICARE West Region Appeals
P.O. Box 2130
Virginia Beach, VA 23450

Fax: 866-852-1994 
Overseas International SOS Assistance, Inc.
Reconsideration/Grievances Department
P.O. Box 11570
Philadelphia, PA 19116 USA
 
TRICARE For Life

U.S. and U.S. territories:
WPS-TRICARE For Life
Attn: Appeals
P.O. Box 7490
Madison, WI 53707-7490

All other overseas areas:
International SOS Assistance, Inc.
Reconsideration/Grievance Department
P.O. Box 11570 Philadelphia, PA 19116 USA

Email: TOPGlobalQualityAssu@internationalsos.com 
Pharmacy Express Scripts, Inc.
P.O. Box 60903
Phoenix, AZ 85082-0903
 

Last Updated 9/28/2026