Appeals

What is an appeal?

You can file an when you don’t agree with a decision made about your benefit. The appeal process is different based on the benefit issue. Depending on your issue, you can file a:

  • Factual appeal
    • This is if TRICARE denies payment for services or supplies you received, or if TRICARE stopped payment for services or supplies previously authorized.
    • Your regional contractor sends you an appeal decision. If you disagree with the decision, follow the guidelines for factual appeals.
  • Medical necessity appeal
    • This is if TRICARE denies pre-authorization for care or services because we feel it isn’t medically necessary.
    • Your regional contractor sends you an appeal decision. If you disagree with the decision, follow the guidelines for medical necessity appeals.
  • Pharmacy appeal
    • This is if you don’t agree with a decision made about your pharmacy benefit. For example, Express Scripts denies your pharmacy claim.
  • Medicare-TRICARE appeal
    • This is if you’re eligible for both TRICARE and Medicare, and Medicare denies your services or supplies.

If your care is denied, you’ll receive a letter with details about how to file your appeal.

Pharmacy Appeals

You can file a pharmacy appeal if you disagree with a decision about your pharmacy benefit. For example, you can file a pharmacy appeal if Express Scripts denies:

  • Your pharmacy claim
  • Your request for medical necessity for a specific drug
  • Your request for prior authorization

To file a pharmacy appeal:

Send letter to Express Scripts. Make sure the postmark is within 90 days of the date of the decision.

  • State specifically why you disagree.
  • Include a copy of the claim decision.
  • Include any supporting documents.
  • If you don’t have all the supporting documents, send the appeal with what you have. Make sure to state that you’ll send more information soon.

You may request a second level appeal if Express Scripts denies your appeal. The appeal decision letter from Express Scripts will include instructions for how to do this.

Last Updated 10/21/2026