Assisted Reproductive Technology (ART) Services

TRICARE doesn’t cover ART services. This includes IUI, IVF, cryopreservation, etc.

Are you a service member or eligible beneficiary who is looking for ART services? They’re available from eight military hospitals that have obstetrics and gynecology reproductive endocrinology and infertility graduate medical education programs:

• Walter Reed National Military Medical Center (WRNMMC) – Bethesda, MD
• Tripler Army Medical Center (TAMC) – Honolulu, HI
• Womack Army Medical Center (WAMC) – Fort Liberty, NC
• Madigan Army Medical Center (MAMC) – Joint Base Lewis-McChord, WA
• Brooke Army Medical Center (BAMC) – Fort Sam Houston, TX
• Naval Medical Center San Diego (NMCSD) – San Diego, CA
• Naval Medical Center Portsmouth (NMCP) – Portsmouth, VA
• Wright Patterson Medical Center/88th Medical Group (WPAFB) – Greene County, OH

These services are available on a first-come, first-serve basis at a greatly reduced cost.

Did you incur a serious or severe illness or injury on active duty?

ART services are available through the extended benefits authorized under the Supplemental Health Care Program. This is if you:

• Are a service member (male or female),
• Are on active duty, and
• Incurred a serious or severe illness or injury while on active duty (Category II or III). Your illness or injury must lead to your inability to procreate without the use of ART services.

The following people may also get ART services for the benefit of the qualifying service member:

• Their TRICARE-enrolled lawful spouse, or
• Their TRICARE-enrolled unmarried partner, or
• A TRICARE-enrolled third-party gestational carrier who isn’t being paid. A gestational carrier delivers a child for another person or couple, but the gestational carrier doesn't provide an egg. The egg and sperm come from the intended parents or donors.

Do you meet these criteria? Then the following services may be available to you at no cost.

• Sperm retrieval
• Egg retrieval
• In-vitro fertilization (IVF)
• Intrauterine insemination (IUI)
• Blastocyst implantation
• Cryopreservation and storage of embryos

Qualifying service members and their partners have priority when seeking this care through any of the military hospital programs listed above. You may also use donor sperm, eggs, or embryos that are paid out-of-pocket with any of the included ART services.

Do you get care or medication in the civilian network? If so, you must use participating network providers, when available. You must get pre-authorization for these services.

Your prescriptions may be covered. Check the TRICARE Formulary.

Are you a qualifying service member who paid out-of-pocket for ART services after March 8, 2024? You can request reimbursement. Ask your contractor to process or reprocess the documentation for these services. There are no timely filing deadlines for these claims.