Well-Woman Exam

TRICARE covers annual well-woman exams for women under age 65. These exams may include breast exams, pelvic exams, and Pap tests, as needed. TRICARE covers these exams with no cost-shareA percentage of the total cost of a covered health care service that you pay. or copaymentA fixed dollar amount you may pay for a covered health care service or drug..

TRICARE covers:

• Well-woman exams without the requirement that they be provided in connection with a covered cancer screening or immunization
• Breast exams
• Pelvic exams
• Pap tmears
• HPV DNA testing, when performed in conjunction with a Pap test, for women ages 30 and older
• Other screenings and services, when ordered or recommended during the exam

You may have additional well-woman exams if your provider says you need them.

Well-Woman Exams for Women Ages 65 and Older

Are you age 65 or older? If you use TRICARE For Life, you can still get women’s preventive screenings—things like breast exams, Pap tests, pelvic exams, and screenings for sexually transmitted infections. The difference is that Medicare is your primary coverage and TRICARE For Life pays second. This means you’ll need to follow Medicare’s rules first. See a complete list of Medicare’s covered preventive services. 

When your Medicare benefits are exhausted, TRICARE becomes your primary payer. In this case, you’ll be responsible for the TRICARE cost-shares and deductible.

Learn more about using Medicare and TRICARE For Life.