Network and Non-Network Pharmacies
Do you need a prescription filled right away? Are you unable to get to a military pharmacy? You may be able to fill your prescription at a retail pharmacy.
There are two types of retail pharmacies:
- TRICARE retail network pharmacies
- Non-network pharmacies
Your out-of-pocket costs may depend on which type of pharmacy you use.
Note: In some cases, you may not be able to fill your prescription at a retail pharmacy:
- Some non-formulary drugs are only covered through TRICARE Pharmacy Home Delivery or at military pharmacies.
- All beneficiaries except active duty service members must get refills for certain maintenance drugs in the U.S. and U.S. territories through home delivery or at a military pharmacy.
Using Network Pharmacies
Find a Network Pharmacy
There are thousands of TRICARE retail network pharmacies in the U.S. and most territories.
There are currently no network pharmacies in American Samoa.
You can also find a pharmacy by:
- Using the Express Scripts Pharmacy mobile app
- Calling Express Scripts at 877-363-1303
Network pharmacies aren’t located in other overseas areas. But in the Philippines, you must get your prescriptions filled at a certified pharmacy.
Tip: Do you have other health insurance with pharmacy benefits? You’ll save money if you use a TRICARE retail network pharmacy that’s also in-network with your other plan.
Fill Prescriptions
At a network pharmacy, you can get up to a 30-day supply of your medication for one copayment. You may be able to get 90-day supply of your medication for three copayments.
Filling your prescriptions at a network pharmacy is easy:
- Ask your provider to send your prescription electronically, or bring your written prescription to the pharmacy.
- You’ll be required to show your Uniformed Services ID card at the pharmacy.
- You won’t need to file claims.
If you have problems at a network pharmacy, contact Express Scripts.
Get Vaccines
You can get some covered vaccines for no cost at participating network pharmacies. To find a pharmacy that offers vaccines:
- Search for a pharmacy online.
- Call Express Scripts at 877-363-1303.
Important: Be sure the person who gives you the vaccine is a pharmacist. If a provider other than a pharmacist gives you a vaccine at a retail network pharmacy, you may have out-of-pocket costs.
Using Non-Network Pharmacies
At non-network pharmacies, you’ll have to pay full price for your prescription drugs up front. (This includes active duty service members.) You can file a claim for reimbursement. Reimbursements are subject to applicable deductibles, cost-shares, and copayments. All deductibles must be met before we can reimburse you.
- Are you in the U.S. or U.S. territories? You should only visit a non-network pharmacy as your last option.
- Most overseas retail pharmacies are non-network pharmacies.
Overseas Retail Pharmacies
In some cases, retail pharmacies may be your only pharmacy option overseas. You may have to pay for the total amount first and then file a claim with the overseas contractor for reimbursement.
- Active duty service members will get a full reimbursement for covered drugs.
- Active duty family will get a full reimbursement for covered drugs when enrolled in TRICARE Prime Overseas or TRICARE Prime Remote Overseas.
- All others will get a partial reimbursement for covered drugs.
In the Philippines
You must fill all prescriptions at certified pharmacies in the Philippines for TRICARE to reimburse you. If you don’t fill your prescriptions at a certified pharmacy, you’re responsible for the full cost of the prescription. TRICARE won’t cost-share prescriptions purchased from or billed by your healthcare provider’s office.
Search the Philippines certified pharmacy list.
International SOS strives to update the certified pharmacy list on the 1st and 15th of each month. If the 1st or 15th falls on a federal holiday or weekend, the list won’t be updated until the next business day. If you have questions or need assistance, email support@GLOBAL24NS.com.
Mercury Drug and Rose Pharmacy are both certified at the corporate level. You can search for pharmacy locations through the Mercury Drug and Rose Pharmacy corporate websites.
Quantity limits vary by type of pharmacy:
- Military pharmacy: Up to a 90-day supply
- Home delivery: Up to a 90-day supply
- Network pharmacy: Up to a 30-day supply
Exceptions can be made if your provider establishes medical necessity.
Last Updated 9/28/2026
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