Appeals

What is an appeal?

You can file an when you don’t agree with a decision made about your benefit. The appeal process is different based on the benefit issue. Depending on your issue, you can file a:

  • Factual appeal
    • This is if TRICARE denies payment for services or supplies you received, or if TRICARE stopped payment for services or supplies previously authorized.
    • Your regional contractor sends you an appeal decision. If you disagree with the decision, follow the guidelines for factual appeals.
  • Medical necessity appeal
    • This is if TRICARE denies pre-authorization for care or services because we feel it isn’t medically necessary.
    • Your regional contractor sends you an appeal decision. If you disagree with the decision, follow the guidelines for medical necessity appeals.
  • Pharmacy appeal
    • This is if you don’t agree with a decision made about your pharmacy benefit. For example, Express Scripts denies your pharmacy claim.
  • Medicare-TRICARE appeal
    • This is if you’re eligible for both TRICARE and Medicare, and Medicare denies your services or supplies.

If your care is denied, you’ll receive a letter with details about how to file your appeal.

Medical Necessity Appeals

You can file a medical necessity appeal if we deny pre-authorization for care or services because we feel it isn’t medically necessary. Medical necessity appeals can be either expedited or non-expedited.
  • Most are non-expedited.
  • Expedited appeals are only to reconsider:
    • The continuation of inpatient stays
    • Pre-authorization of services
  • The denial decision explains how to file an expedited appeal.
  • Keep copies of everything for your records.

To File a Medical Necessity Appeal

Send a letter to your contractor’s address. Make sure the postmark is within 90 days of the date on the explanation of benefits or other decision.

  • Include a copy of the EOB or other decision.
  • Include any supporting documents.
  • Are you waiting for some supporting documents? Send the appeal with what you have. Make sure to state that you’ll send more information soon.

The contractor sends you an appeal decision. Do you disagree with the decision? You can request a reconsideration from the TRICARE Quality Monitoring Contractor.

To Request a Reconsideration Decision

Send a letter to the TRICARE Quality Monitoring Contractor. Make sure the postmark is within 90 days of the date on the appeal decision.

  • You can find the address in the appeal decision letter from your contractor.
  • Include a copy of the appeal decision.
  • Include any supporting documents.

The TRICARE Quality Monitoring Contractor reviews the case. It will issue a reconsideration decision.

  • Was the disputed amount less than $300? The decision is final.
  • Was the disputed amount $300 or more? You can request an independent hearing.

To Request an Independent Hearing

Send a hearing request to the Defense Health Agency. Make sure the postmark is within 60 days of the date of the formal review decision.

  • Include a copy of the formal review decision.
  • Include any supporting documents you haven’t submitted before.

The independent hearing takes place at location convenient to both the requesting party and the government.

  • An independent hearing officer issues a recommended decision.
  • The Defense Health Agency director (or designee) or the Assistant Secretary of Defense for Health Affairs issues the final decision.

Last Updated 10/21/2026