Learn more about how to enroll or change plans for health, dental, and vision.
When you retire from active duty, you and your family have a change in status.
Remember to schedule your Separation History and Physical Examination (SHPE) between 90 and 180 days before you retire or start terminal leave. The Department of Defense (DoD) and Department of Veterans Affairs (VA) uses the SHPE as a single separation examination to capture your complete medical history. >>Learn More about SHPE
Here's a quick look at how TRICARE changes when you retire.
When you retire, the status change will disenroll you from TRICARE Prime.
You and your family may enroll in one of these health plans:
Some services are no longer covered when you retire. These include:
For information on dental care, visit TRICARE Retiree Dental Program.
While on active duty, you paid nothing out-of-pocket and your family's costs were minimal. As a retiree, you may see an increase in costs. Depending on your TRICARE plan, your new costs may include:
In the calendar year you retire, any amounts accrued on active duty apply to your retired family cap.
Family members who are eligible for Medicare must have Medicare Part B coverage to stay eligible for TRICARE when you retire. If you had Medicare while on active duty, you remain eligible when you retire.
If you become eligible for Medicare under age 65 for a disability or any other reason, you must have Medicare Part B to keep TRICARE. >>Learn more about Medicare and TRICARE
If you move after you retire, be sure to update your address in DEERS.
Last Updated 12/10/2018
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