Many military associations and private companies offer supplemental insurance policies. Unlike other health insuranceHealth insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. TRICARE supplements don’t qualify as "other health insurance.", which pays first, supplemental insurance pays after TRICARE pays its portion of the bill. It reimburses you for out-of-pocket medical expenses paid to civilian providers.
Each supplemental insurance plan has its own rules. Carefully consider you and your family's health care needs before purchasing a supplemental insurance plan. In some cases, such as with TRICARE Prime, the cost of the supplemental plan may exceed your out-of-pocket expenses.
The following are some questions you should answer before purchasing a supplemental insurance plan.
Last Updated 6/21/2016