Colorectal Cancer Exams

Are you age 45 or older? TRICARE covers the following based on an average risk for colon cancer.

Screening Type How Often It’s Covered
Fecal occult blood testingEither guaiac based or immunochemical based testing of three consecutive stool samples Yearly
Fecal immunochemical testing of one stool sample  Once every 12 months
Optical (conventional) colonoscopy Once every 10 years
CT colonography Once every 5 years
Flexible sigmoidoscopy Once every 5 years
FIT-DNA (U.S. Food and Drug Administration approved stool DNA tests) Once every 1 to 3 years
Flexible sigmoidoscopy with FIT Flexible sigmoidoscopy once every 10 years plus yearly FIT

Who is at average risk?

You’re considered average risk for colon cancer if you don’t have:

  • Signs or symptoms of colorectal cancer
  • A personal history of colorectal cancer or certain types of polyps
  • A family history of colorectal cancer or advanced adenomatous polyps in:
    • At least one first-degree relative, or
    • Multiple second-degree relatives
  • A personal history of inflammatory bowel disease. This includes ulcerative colitis or Crohn’s disease.
  • A confirmed or suspected hereditary colorectal cancer syndrome, including:
    • Familial adenomatous polyposis
    • Lynch syndrome (hereditary non-polyposis colon cancer or hereditary non-polyposis colorectal cancer)
  • A personal history of getting radiation to the abdomen (belly) or pelvic area to treat a prior cancer

Note: The American Cancer Society no longer maintains guidelines for people at increased or high risk of colorectal cancer. Talk to your provider to determine if you may be at increased or high risk.

Important Information About Colorectal Cancer Screening Coverage

As of January 2026, there have been no changes to the colorectal cancer screenings that TRICARE covers. TRICARE doesn’t cover blood-based or stool-based RNA testing.

  • TRICARE covers colorectal cancer screenings based on U.S. Department of Health and Human Services guidelines and U.S. Preventive Services Task Force recommendations. This is by law and federal regulation.
  • If the USPSTF recommends other screening methods, TRICARE may update coverage policies.

Before you use a colorectal cancer screening test, make sure TRICARE covers it. Do you have questions about covered tests? You can call your TRICARE contractor.

Disclaimer:

This list of covered services isn’t all inclusive. TRICARE covers services that are medically necessaryTo be medically necessary means it is appropriate, reasonable, and adequate for your condition. and considered proven. There are special rules or limits on certain services, and some services are excluded.

Last Updated 1/30/2026