I have TRICARE For Life. Do I have to file claims?
It depends on where you get care and if you have other health insuranceHealth insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. TRICARE supplements don’t qualify as "other health insurance.". See the table below to see if you need to file a claim.
| If You Have | Scenario | You Need To |
|---|---|---|
| Medicare and TRICARE | You get care in the United States, U.S. Territories, or on board a ship in U.S. territorial waters touching the land areas of the U.S. | Do nothing. Your provider files your claim with Medicare first. Medicare processes the claim and automatically forwards the claim to the TRICARE For Life contractor for processing. |
| Medicare and TRICARE | You get care overseas or on board a ship more than 6 hours away from a U.S. port. | File a claim with the TRICARE Overseas Program Contractor. You can file your claims online through the Secure Claims Portal Login. |
| Medicare, TRICARE, and other health insurance |
You get care in the United States, U.S. Territories, or on board a ship in U.S. territorial waters touching the land areas of the U.S. | File a paper claim with the TRICARE For Life Contractor after Medicare and your other health insurance provider processes your claim. |
| You get care overseas or on board a ship more than 6 hours away from a U.S. port. |
File a claim with the TRICARE Overseas Program Contractor after your other health insurance provider processes your claim. You may register and file your claim online through the Secure Claims Portal Login. |
Last Updated 10/30/2024