Surrogacy

TRICARE coverage for surrogacy health care is a limited benefit. TRICARE pays second for services and supplies related to maternity care, including antepartum care, childbirth, postpartum care, and complications of pregnancy for a surrogate mother who:

• Is a TRICARE beneficiary
• Has a contractual agreement with the adoptive parents

The medical expenses agreed to in the contract are considered primary coverage.

• TRICARE pays second after the surrogate mother seeks reimbursement from the adoptive parents.
• Any amount designated for medical expenses under the contract must be exhausted before TRICARE will cover other covered benefits for the surrogate mother.
• If the contract doesn’t specify a reasonable amount for reimbursement for medical expenses, the surrogate mother will pay a reasonable amount of the expenses.

Without a contract, TRICARE doesn’t cover maternity services provided to a TRICARE beneficiary acting as a surrogate.

See Also

Maternity Care