Occupational Therapy

Is it covered?

Covered by All Plans

TRICARE covers occupational therapy to:

  • Improve, restore, or maintain function
  • Maintain or prevent deterioration of function

Requirements

Must be prescribed and supervised by any of the following TRICARE-authorized providers:

  • Physician
  • Certified physician assistant supervised by a physician
  • Certified nurse practitioner
  • Podiatrist

Costs

Your costs depend on your plan, your beneficiary category, and where you get care. Check your health plan costs to find what applies to you.

Exclusions

TRICARE doesn’t cover:

  • Vocational assessment and training
  • General exercise programs
  • Separate charges for instruction of the patient and family in therapy procedures
  • Repetitive exercise to improve gait, maintain strength and endurance, or assist walking
  • Maintenance therapy that doesn’t require a skilled level after a therapy program has been designed
  • Range of motion and passive exercises that aren’t related to restoration of a specific loss of function
  • Sensory integration therapy that may be considered a part of cognitive rehabilitation
Disclaimer:

This list of covered services isn’t all-inclusive. TRICARE covers services that are and considered proven. Some services have special rules or limits, and some services are excluded. Learn how a benefit becomes covered.

Last Updated 10/2/2026