Get to Know Your TRICARE Dental Program
If you’re like many Americans, you’re starting the New Year with new healthy habits. Don’t forget about your dental health.
As a TRICARE beneficiary, you may be eligible for different dental programs based on who you are and where you live. For those who are eligible, the TRICARE Dental Program (TDP) is an option to help you achieve better dental health. TDP is voluntary program administered by United Concordia and is available worldwide. If you want TDP to support your dental health this year, here are some key features about eligibility, enrollment, and getting care.
You can get TDP coverage if you’re an:
- Active duty family member.
- National Guard or Reserve member while not on active duty or covered by the Transitional Assistance Management Program, or TAMP.
- Family member of National Guard or Reserve member. Eligible family members include spouses and unmarried children until age 21 (or age 23 if certain criteria are met).
How can you enroll?
Before you enroll in TDP, check the Defense Enrollment Eligibility Reporting System (DEERS) to confirm all your information is up to date.
“The TRICARE Dental Program uses DEERS to make sure you’re eligible for coverage,” said Doug Elsesser with the TRICARE Dental Program at the Defense Health Agency. “Your TDP enrollment might be delayed or denied if your enrollment information doesn’t match what’s in DEERS.”
- Download and complete the TRICARE Dental Program Enrollment/Change Authorization Form.
- Mail it with your first monthly premium payment to United Concordia. Payments can be a check, money order, or credit card.
How do you get dental care?
Once you’re enrolled, you have easy access to dentists. You can choose to see any licensed and authorized dentist in the continental United States, or CONUS, service area (50 United States, District of Columbia, Guam, Puerto Rico, and the U.S. Virgin Islands). But you’ll save time and money if you see a TDP network dentist. If you use a TDP network dentist, they’re in the United Concordia network and follow the TDP rules and costs for care. You can find a TDP network dentist using the Find a Dentist tool on the United Concordia website. There’s a similar tool to use for dentists outside the continental United States (OCONUS). You can learn more about network dentists, non-network dentists, and OCONUS dentists in the TRICARE Dental Program Handbook.
What are the costs?
There are two costs associated with TDP: monthly premiums and cost-shares. A premium is the amount you have to pay each month to get dental coverage. Premiums vary based on sponsor and member status. A cost-shareA percentage of the total cost of a covered health care service that you pay. is the amount you pay for your dental services. The type of dental service you get and the sponsor’s pay grade effect your cost-share. You may also have to pay other fees if you see a non-network dentist.
“You can often reduce your out-of-pocket costs by seeing a United Concordia TDP network dentist,” said Elsesser.
Take command of your dental health and learn more about TDP eligibility, enrollment, and key features. Check out the TRICARE Dental Program page and download resources. To see if you’re eligible for other dental options, visit Dental Plans.
Last Updated 11/9/2020