Does TRICARE Young Adult (TYA) have a deductible?
Yes. See the chart below.
| 2026 TRICARE Young Adult-Prime Option | 2026 TRICARE Young Adult-Select Option | |
| Active Duty Sponsor E-1 through E-4 | $0* | $66 |
| Active Duty Sponsor E-5 and above | $0* | $198 |
| Retired Sponsor | $0* |
Network: $198 Non-network: $397 |
You must pay your annual deductible before TRICARE begins to pay for your health care services and your prescription drugs.
*Note: TRICARE Young Adult-Prime option has a deductible if you use the point-of-service option.
Last Updated 12/30/2025