What is TRICARE Retired Reserve?
TRICARE Retired Reserve is a health plan for members of the retired Reserve of a Reserve Component and their families. TRICARE Retired Reserve is available worldwide. You must qualify to enroll. To learn more, visit TRICARE Retired Reserve.
Costs:
- You pay a monthly premium.
- Your costs depend on the type of care you get (for example, outpatient care).
- Visit Health Plan Costs to see your out-of-pocket costs.
Providers:
- You may see any TRICARE-authorized provider. To pay less, use network providers.
- If you live overseas, you may see any overseas provider. If you live in the Philippines, you must go to specific providers. To learn more, visit Providers in the Philippines.
- You may get care at a military hospital or clinic if space is available.
Referrals and Authorizations:
- You usually don’t need a referral for primary and specialty careSpecialized medical/surgical diagnosis, treatment, or services a primary care provider isn’t qualified to provide. appointments.
- You need a referral for applied behavior analysis.
- You need pre-authorization for some procedures and treatments. For example, you may see a pain specialist without a referral, but you would still need approval for some pain treatments.
Covered Services:
Visit Covered Services to find out if your service is covered.
Pharmacy Benefits:
Included as part of the TRICARE Pharmacy Program. To learn more, visit Pharmacy.
Dental Benefits:
Not included. You may have the option to enroll in a dental plan through the Federal Employees Dental and Vision Insurance Program (FEDVIP). To learn more, visit BENEFEDS.gov.
Vision benefits:
Not included. You may have the option to enroll in vision coverage through the Federal Employees Dental and Vision Insurance Program. To learn more, visit BENEFEDS.gov.
Last Updated 3/6/2026