All Provider Directories

TRICARE defines a provider as a person, business, or institution that provides health care.

Understanding the different TRICARE provider types will help you decide what type of TRICARE provider you want to see. For more information on provider types, check out the charts below.

Getting Care in the U.S.

When getting care in the U.S., there are different types of providers you can see. The type of provider you see determines how much you pay out of pocket.

Important: For TRICARE to cover your care, you must use a TRICARE-authorized provider. These providers are licensed by a state, accredited by a national organization, or meet other standards of the medical community.

Type of Provider	Description	Search for a Provider
Network providers	A network provider is a provider who agrees to be in the TRICARE network. A network provider has a formal agreement with your regional contractor. Each region has its own network. A network provider will: File claims for you Only charge copayments up front Accept a negotiated rate as payment in full Have a formal agreement with your regional contractor You pay network copayments and cost-shares. Learn more about network providers.	East Region network providers West Region network providers
Non-network providers	A non-network provider is a provider who hasn’t joined the network. You may pay more to visit a non-network provider. Non-network providers: Have no formal agreement with your regional contractor Might require payment up front Might not file claims for you Non-network providers can choose to be either participating providers or nonparticipating providers. Participating providers: Accept the TRICARE-allowable charge as payment in full. This includes your copayment or cost-share. You pay non-network copayments or cost-shares. Nonparticipating providers: May charge up to 15% more than the TRICARE-allowable charge¹ You pay non-network copayments and cost-shares,² plus up to 15% of the TRICARE-allowable charge.	East Region non-network providers West Region non-network providers
Military hospital or clinic	The Department of Defense runs military hospitals and clinics at military bases and posts around the world. Military hospitals and clinics are sometimes called “military treatment facilities” and “MTFs.” Any care you get at military hospitals and clinics is called “direct care.” Military hospitals and clinics: Will file claims for you Don’t charge a fee for most services—you pay nothing in most cases.³ Some individuals may get care at military hospitals and clinics only if space is available.⁴	Military hospitals and clinics
US Family Health Plan	You’ll use USFHP designated providers when you’re enrolled in the US Family Health Plan.	Click on your designated provider: Johns Hopkins Health Plans Martin’s Point Health Care Brighton Marine Health Center St. Vincent Catholic Medical Centers CHRISTUS Health Pacific Medical Centers (Pacmed)
Providers who accept Medicare	You can visit any Medicare-participating provider in the U.S. and U.S. territories. Learn more about Medicare providers and TRICARE For Life.	Medicare Participating Providers
Veterans Affairs facilities	Most Veterans Affairs facilities are network providers. However, check with your regional contractor before you make an appointment. Learn more about using VA facilities with TRICARE.	Veterans Affairs Facilities
Dentists	Each dental plan has its own dental network. Learn more about finding a dentist.	Click on your dental plan: Active Duty Dental Program TRICARE Dental Program

¹ You’re responsible for paying any amount above the TRICARE-allowable charge in addition to your deductible and cost-shares.

² You may need to pay for care up front and file a claim for reimbursement of the amount TRICARE pays.

³ Military hospitals and clinics charge a daily cost for food during inpatient stays.

⁴ Active duty service members and TRICARE Prime beneficiaries have priority for care at military hospitals and clinics.

Getting Care Overseas

When getting care overseas, there are different types of providers you can see. The type of provider you see determines how much you pay out of pocket.

Important: For TRICARE to cover your care, you must use a TRICARE-authorized provider.

Type of Provider	Description	Search for a Provider
Network providers	Network providers: Can communicate in English Are only available in certain locations Probably won’t file claims for you. You should expect to pay up front for services and file a claim for reimbursement.¹ You pay network copayments and cost-shares.¹ Learn more about finding overseas network providers.	Overseas network providers
Non-network providers	Non-network providers: Probably won’t file claims for you. You should expect to pay up front for services and file a claim for reimbursement.² May charge more than the TRICARE-allowable charge You pay non-network copayments and cost-shares, plus any amount over the TRICARE-allowable charge.² Learn more about finding overseas non-network providers.	Overseas non-network providers
Military hospitals and clinics³	The Department of Defense runs military hospitals and clinics at military bases and posts around the world. Military hospitals and clinics are sometimes called “military treatment facilities” and “MTFs.” Any care you get at military hospitals and clinics is called “direct care.” Military hospitals and clinics: Will file claims for you Don’t charge a fee for most services—you pay nothing in most cases.^1,4	Military hospitals and clinics
TRICARE-authorized providers in the Philippines	In the Philippines, TRICARE has a Preferred Provider Network. PPN providers: Accept network copayments and cost-shares File claims for you Important: Non-network providers in the Philippines must still be certified to be covered by TRICARE, except for emergency services. Learn more about TRICARE-authorized providers in the Philippines.	Philippines PPN and certified providers
Canadian Forces facilities	Learn more about getting care in Canada.	Canadian Forces facilities
Dentists	Each dental plan has its own dental network. Learn more about finding a dentist.	Click on your dental plan: Active Duty Dental Program TRICARE Dental Program

¹ Network providers overseas may provide cashless, claimless service for active duty service members and active duty family members. All others should expect to pay for services up front and file a claim for reimbursement of the TRICARE portion.

² You’re responsible for paying any amount above the TRICARE-allowable charge in addition to your deductible and cost-shares. Any amount over the TRICARE-allowable charge doesn’t count toward your deductible or catastrophic cap.

³ Active duty service members and TRICARE Prime beneficiaries have priority for care at military hospitals and clinics.

⁴ Military hospitals and clinics charge a daily cost for food during inpatient stays.

Learn more about filing overseas claims.

Did You Know?

You can invite a healthcare provider to become TRICARE-authorized.

Each TRICARE region has its own regional contractor who is responsible for administering the TRICARE program in each region. If your provider would like to become a TRICARE-authorized provider, call the regional contractor or learn more about how to become a TRICARE provider.

Last Updated 12/30/2024