What is TRICARE Select Overseas?

 

TRICARE Select Overseas is a Preferred Provider Organization plan. This means it has contracts with a network of doctors, hospitals, and other health care professionals to provide services at a lower rate. TRICARE Select Overseas is an option for beneficiaries who live overseas. You must be TRICARE-eligible to enroll. To learn more, visit TRICARE Select Overseas.

Costs:

  • You must pay an annual enrollment fee. The fee doesn’t apply if you’re an active duty family member.
  • Your costs depend on who you are (for example, active duty family member, retiree), beneficiary group, and the type of care you get (for example, outpatient care).
  • Expect to pay up front for care and file your own claims to get money back.
  • Visit Health Plan Costs to see your costs.

Providers:

Referrals and Authorizations:

  • You usually don’t need a referral for primary and specialty careSpecialized medical/surgical diagnosis, treatment, or services a primary care provider isn’t qualified to provide. appointments. You need a referral for Applied Behavioral Analysis.
  • You need preauthorization for some procedures and treatments. For example, you may see a pain specialist without a referral, but you would still need approval for some pain treatments. 

Covered Services:

Visit Covered Services to find out if your service is covered.

Pharmacy Benefits:

Included, part of the TRICARE Pharmacy Program. To learn more, visit Pharmacy.

Dental Benefits:

Not included. You may buy separate dental coverage. To learn more, visit Dental Care

Vision benefits:

  • Available but depends on who you are (for example, active duty family member, retiree), and the type of vision care you need. To learn more, visit Vision
  • You may have the option to enroll in vision coverage through the Federal Employees Dental and Vision Insurance Program. To learn more, visit BENEFEDS.gov.

 

Last Updated 12/4/2025