What is TRICARE Select Overseas?
TRICARE Select Overseas is a Preferred Provider Organization plan. This means it has contracts with a network of doctors, hospitals, and other health care professionals to provide services at a lower rate. TRICARE Select Overseas is an option for beneficiaries who live overseas. You must be TRICARE-eligible to enroll. To learn more, visit TRICARE Select Overseas.
Costs:
- You must pay an annual enrollment fee. The fee doesn’t apply if you’re an active duty family member.
- Your costs depend on who you are (for example, active duty family member, retiree), beneficiary group, and the type of care you get (for example, outpatient care).
- Expect to pay up front for care and file your own claims to get money back.
- Visit Health Plan Costs to see your costs.
Providers:
- If you live in the Philippines, you must go to specific providers. To learn more, visit Providers in the Philippines.
- If you live outside the Philippines, you can see any overseas provider.
- You may get care at a military hospital or clinic if space is available.
Referrals and Authorizations:
- You usually don’t need a referral for primary and specialty careSpecialized medical/surgical diagnosis, treatment, or services a primary care provider isn’t qualified to provide. appointments. You need a referral for Applied Behavioral Analysis.
- You need preauthorization for some procedures and treatments. For example, you may see a pain specialist without a referral, but you would still need approval for some pain treatments.
Covered Services:
Visit Covered Services to find out if your service is covered.
Pharmacy Benefits:
Included, part of the TRICARE Pharmacy Program. To learn more, visit Pharmacy.
Dental Benefits:
Not included. You may buy separate dental coverage. To learn more, visit Dental Care.
Vision benefits:
- Available but depends on who you are (for example, active duty family member, retiree), and the type of vision care you need. To learn more, visit Vision.
- You may have the option to enroll in vision coverage through the Federal Employees Dental and Vision Insurance Program. To learn more, visit BENEFEDS.gov.
Last Updated 12/4/2025