Does TRICARE cover a second opinion?

Yes. If enrolled in one of the plans below, you must ask your primary care manager (PCM) for a referral to get a second opinion. 

• TRICARE Prime
• TRICARE Prime Overseas
• TRICARE Prime Remote
• TRICARE Prime Remote Overseas
• TRICARE Young Adult-Prime
• US Family Health Plan

If you're an active duty service member, you must also ask your PCM for a referral.

For all other plans, you may get a second opinion without a referral. 

Note: If you have TRICARE For Life coverage and live in the U.S. or a U.S. Territory, you must also follow Medicare's rules.