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Using TRICARE For Life with Other Health Insurance

If you have other health insuranceHealth insurance you have in addition to TRICARE, such as Medicare or an employer-sponsored health insurance. TRICARE supplements don’t qualify as "other health insurance.", such as a Medicare supplement or an employer-sponsored health plan, you can use TRICARE For Life as long as you have both Medicare Parts A and B.

  • TRICARE pays last after Medicare and your other health insurance
  • Visit the Medicare website to see which plan—Medicare or your other health insurance—pays first 
  • After your other health insurance processes the claim, you will have to file a paper claim with the TRICARE For Life contractor, Wisconsin Physicians Service (WPS).
  • WPS will process the claim and pay TRICARE's portion of the claim directly to you.

Send your paper claims to WPS along with a copy of:

  • your provider's itemized bill,
  • the Medicare Summary Notice, and
  • th explanation of benefits from all other health insurances.

Your claim must be filed within one year from the date of care. For more information, visit the WPS website.

Last Updated 1/13/2016

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Customer Service

In the U.S. and U.S. Territories, contact WPS-Military and Veterans Health:
(TDD 1-866-773-0405)

In all other overseas areas, call International SOS

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