What is TRICARE Prime Overseas?


TRICARE Prime Overseas is a managed care option available in overseas areas near military hospitals and clinics. You must be TRICARE-eligible to enroll. If you’re a retiree or a family member of a retiree, you can't enroll in TRICARE Prime Overseas. To see if you’re in a TRICARE Prime Overseas area, use the Plan Finder Tool or call your overseas contractor. To learn more about TRICARE Prime Overseas, visit the TRICARE Prime Overseas page


  • There is no annual enrollment fee.
  • There are no copayments for care if you get care from your primary care manager (PCM) or with a referral.


Referrals and Authorizations:

  • Your PCM must refer you for any care they can’t provide.
  • If you’re an active duty service member, you need a referral for urgent care, routine, preventive and specialty careSpecialized medical/surgical diagnosis, treatment, or services a primary care provider isn’t qualified to provide..
  • All other TRICARE Prime Overseas enrollees need referrals for specialty and diagnostic care.
  • Your PCM works with the overseas contractor for referrals and authorizations.
  • If you see a provider without a referral, you’re using the point-of-service option.

Covered Services:

Visit the Covered Services page to find out if your service is covered. 

Pharmacy Benefits:

Included as part of the TRICARE Pharmacy Program. To learn more, visit the Pharmacy page

Dental Benefits:

Vision Benefits:

  • Available but depends on who you are, and the type of vision care you need. To learn more, visit the Vision page.
  • You may have the option to enroll in vision coverage through the Federal Employees Dental and Vision Insurance Program (FEDVIP). To learn more, visit BENEFEDS.com

Last Updated 3/29/2024