Does TRICARE cover COVID-19 at-home test kits?

 

TRICARE covers an at-home COVID-19 test if it's medically necessaryTo be medically necessary means it is appropriate, reasonable, and adequate for your condition. and FDA-approved. You don’t pay for an at-home test when a TRICARE authorized provider orders or prescribes the test. If you buy an at-home test without medical necessity (for example, to test yourself before travel), TRICARE won't pay on your claim. To learn more, visit the COVID Guidance page

You may get an at-home test from your local military hospital or clinic. Call them first to see if they have any available. To find a military hospital or clinic, visit our Find a Military Hospital or Clinic page.

You may be eligible to get up to 8 free at-home COVID-19 tests on COVID.gov.

Note: The Presidential mandate that requires insurance companies and health plans to cover 8 free at-home tests per person per month, doesn't apply to TRICARE or Medicare. 

Last Updated 3/29/2024