Qualifying Life Events

When life changes for you and your family, your TRICARE options may also change. These are known as Qualifying Life Events (QLEs). The table below lists TRICARE QLEs. They include military and family changes, as well as government-directed changes.

Depending on your eligibility, a QLE may allow you to:

  • Enroll in a new TRICARE health plan.
  • Change your health plan coverage.

If you want to enroll in or change your plan, you must:

  • Update DEERS with the QLE.
  • Make the enrollment changes within 90 days following the QLE.
  • Pay any enrollment fees or premiums due during that period.

No matter when you initiate this change, coverage starts on the date of the QLE. If one member in a sponsor’s family experiences a QLE, all eligible family members may change their enrollment status during the QLE period.

Military Changes

Family Changes

Government-directed Changes    

  • Primary Care Manager (PCM) changes    
  • Plan changes







What Happens if I Don't Take Any Action?

If you aren't already in a plan and don't enroll in a plan, you'll only be eligible for care at a military hospital or clinic if space is available.

Making Enrollment Changes When You Haven’t Experienced a QLE

If you and your family haven’t experienced a QLE, you can enroll in or make changes to your health plan during TRICARE Open Season. Open Season occurs each fall, beginning on the Monday of the second full week in November to the Monday of the second full week in December.

Visit the Open Season section to learn more.


Last Updated 12/19/2017