Getting Care During COVID-19

You have options on how you can get care. How you get care depends on which TRICARE health plan you use.

If you Then
Have been exposed to COVID-19.


Have COVID-19 symptoms.
Have been diagnosed with COVID-19.
Have Long COVID 

TRICARE covers services that are medically necessaryTo be medically necessary means it is appropriate, reasonable, and adequate for your condition. and considered proven.

>>Learn more about Long COVID.

Use Medicare and TRICARE For Life, and you need to be tested.  
  • Contact your provider to see if you need a COVID-19 test. Medicare covers the lab tests for COVID-19. You pay no costs.
  • TRICARE acts as second payer for Medicare, for services covered by both Medicare and TRICARE.
Need telemental health services or access to telemedicine.  
  • Contact your TRICARE-authorized providerAn authorized provider is any individual, institution/organization, or supplier that is licensed by a state, accredited by national organization, or meets other standards of the medical community, and is certified to provide benefits under TRICARE. There are two types of TRICARE-authorized providers: Network and Non-Network. DS to make sure they offer the service you need
  • Copayments and cost-sharing may apply, depending on which TRICARE health plan you use
Need an elective surgery at a military hospital or clinic.
Need care at a military hospital or clinic or Dental Treatment Facility (DTF).
  • Schedule your appointment as needed.
  • Military hospitals and clinics and DTFs may provide routine appointments and exams, if available.
Need to get covered COVID-19 oral antivirals. 
  • TRICARE covers paxlovid and molnupiravir for the treatment of mild-to-moderate cases of COVID-19 if you:
    • Test positive for COVID-19
    • Are at high-risk for progression to severe COVID-19 symptoms
  • You must have an order from a TRICARE-authorized provider.
  • You can get these drugs at no cost from:
  • Go to your nearest Test to Treat location to get tested, receive a prescription, and fill your prescription. If you tested positive during an at-home test, bring your results to the Test to Treat site to receive treatment.

There are no costs for the COVID-19 vaccines or boosters. But there may be a cost based on your health plan for an office visit with a provider, or if you require follow-on care. >>Learn more

At the time of posting, this information is current. Visit or TRICARE COVID Guidance for the most current COVID-19 information.

Last Updated 5/2/2023