National Health Care Reform Ruling: No Impact on TRICARE
TRICARE’s commitment to providing the best possible health care to its more than 9.7 million beneficiaries remains unchanged regardless of the Supreme Court’s ruling on the Patient Protection and Affordable Care Act (PPACA). TRICARE and TRICARE Young Adult are authorized by an independent set of statutes, and remain under sole authority of the Defense Department and the Secretary of Defense.
TRICARE provides coverage for pre-existing conditions and serious illnesses; offers an array of preventive care services with no cost shares; maintains reasonable out-of-pocket costs with no or low deductibles and copayments; and there are no annual or lifetime caps on coverage.
The National Defense Authorization Act, which was signed into law in January 2011, led to the implementation of TRICARE Young Adult (TYA) in May 2011. TYA gives eligible uniformed services dependents under 26 who are unmarried, and not eligible for their own employer-sponsored health care coverage the option to purchase TYA. As of May 31, 2012, more than 17,000 beneficiaries are signed up for TYA plans – 11,171 in TYA Standard, and 6,407 in TYA Prime.