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Retiring from the National Guard or Reserves

When you retire, you'll see some changes in your health and dental options. If you were enrolled in TRICARE Reserve Select when you retired, that coverage will end.

Health Plan Options

When you retire, you may qualify to purchase TRICARE Retired Reserve for you and your family. You may purchase TRICARE Retired Reserve with no break in coverage as long as your application is postmarked or received no later than 30 days after the loss TRICARE Reserve Select coverage.

  • If you decide to purchase TRICARE Retired Reserve, you will have the minimum essential coverage as required by the Affordable Care Act.
  • If not, you can search the Health Insurance Marketplace to find a civilian health plan that fits your budget and meets your needs.

When You Turn 60 Years Old

When you turn age 60 and begin receiving retired pay, you and your family become eligible for the following health plan options, depending on where you live when you retire.

All of these plans provide the minimum essential coverage as required by the Affordable Care Act.

Dental Options

When you retire, regardless of age, you and your family may enroll in the TRICARE Retiree Dental Program.


You and your family qualify for prescription drug coverage if you purchase TRICARE Retired Reserve (before age 60) or after age 60 when you begin receiving retired pay. 

Last Updated 5/1/2014

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