When you leave active duty after serving more than 30 days, you deactivate. Your coverage depends on whether your time was in support of a contingency operation. >>View Coverage Scenarios
- After you lose active duty benefits, you'll still need to have minimum essential coverage under the Affordable Care Act.
- You can see how TRICARE meets these requirements below.
- Or, you can search the Health Insurance Marketplace to make the best decision for you and your family.
Separation Health Assessment
You're eligible for a Separation Health Assessment if you:
- Were on continuous active duty orders for 180 days or more (for purposes other than training).
- Were on continuous active duty orders for more than 30 days in support of a contingency operation.
Schedule your Separation History and Physical Examination (SHPE) between 90 and 180 days before you leave active duty. The SHPE is a single separation examination used by the Department of Defense (DoD) and Department of Veterans Affairs (VA) to capture your complete medical history. >>Learn More about the SHPE
You immediately get the Transitional Assistance Management Program (TAMP) for 180-days.
- TAMP begins on the first day after your active duty service ends.
- Your family members can also get TAMP.
To keep minimum essential coverageBasic health care coverage that meets the Affordable Care Act requirement. If you don’t have coverage, you may have to pay a fee for each month you aren’t covered. when TAMP ends:
If Activated but Not in Support of a Contingency Operation
You can’t get TAMP and your active duty benefits end immediately. You may qualify to purchase TRICARE Reserve Select.
Line of Duty Care
You can get care for any illness, injury, or disease you got or that got worse in the line of duty. >>Learn More
Prescription Drug Coverage
You can get TRICARE’s prescription drug coverage if you have:
- TRICARE Reserve Select
- Continued Health Care Benefit Program
If you qualify for TAMP, you can get active duty dental benefits.
When TAMP or active duty benefits end:
- If you had the TRICARE Dental Program before, your coverage automatically resumes
- You'll start paying your monthly premiums again until you meet your 12-month minimum enrollment period
- If your family has the TRICARE Dental Program, their coverage continues uninterrupted. But their premium payments will change back to their original rates
Children Enrolled in TRICARE Young Adult
Your adult child won’t be able to get TRICARE Young Adult if you don’t have TAMP or TRICARE Reserve Select when you deactivate.
If this happens, your child can purchase the Continued Health Care Benefit Program.
Watch this video to learn about TRICARE health plan options available to National Guard and Reserve Members.