Guard and Reserve members "deactivate" when they leave active duty. Your coverage when you deactivate is different depending on whether or not you were called to active duty in support of a contingency operation.
When you lose eligibility for active duty TRICARE benefits, you'll still need to have minimal essential coverage under the Affordable Care Act. TRICARE's transitional health benefits and TRICARE Reserve Select (described below) will meet these requirements, but you should also search the Health Insurance Marketplace to make the best decision for you and your family.
Health Care Options
If Activated in Support of a Contingency Operation:
You are immediately covered by the Transitional Assistance Management Program (TAMP) for 180-days.
- TAMP coverage begins on the first day after your active duty service ends.
- Family members are also covered by TAMP.
After TAMP ends, you'll need to make decisions about your health care:
If Activated but Not in Support of a Contingency Operation:
You do not qualify for TAMP and your active duty benefits end immediately. You may purchase the Continued Health Care Benefit Program or you can search for more affordable options that meet your family's needs through the Health Insurance Marketplace.
Line of Duty Care
You are covered for any illness, injury or disease sustained or aggravated in the line of duty. >>Learn More
Prescription Drug Coverage
You are eligible for TRICARE's pharmacy benefit while covered by TAMP or if you purchase TRICARE Reserve Select or the Continued Health Care Benefit Program.
- You are covered by active duty dental benefits during TAMP.
- When TRICARE or TAMP coverage ends (depending on type of activation):
- If previously enrolled in the TRICARE Dental Program, your coverage automatically resumes, and you will begin to pay your monthly premiums again until you meet your 12-month minimum enrollment period.
- If your family is enrolled in the TRICARE Dental Program, their coverage continues uninterrupted, however their premium payments will revert back to their original rates.
Children Enrolled in TRICARE Young Adult
For your child to remain eligible for and enrolled in TRICARE Young Adult, you must also be eligible for TRICARE benefits through TAMP or by purchasing TRICARE Reserve Select. If you are not covered by TAMP or TRICARE Reserve Select when you deactivate, your child's eligibility for TRICARE Young Adult also ends.
In this scenario, your child would also qualify to purchase the Continued Health Care Benefit Program.