TRICARE and the Affordable Care Act
The Affordable Care Act, also known as the health care reform law, requires you to maintain basic health care coverage—called minimum essential coverage. Beginning in 2014, if you don't have minimum essential coverage, you'll have to pay a fee for each month you aren’t covered.
Plans that are Minimum Essential Coverage
If you’re using any of the following health plans, you have the minimum essental coverage required by the health care reform law. Unless you’re considering other health coverage, you don’t need to take any action at this time.
- TRICARE Prime
- TRICARE Prime Remote
- TRICARE Prime Overseas
- TRICARE Prime Remote Overseas
- TRICARE Standard and Extra
- TRICARE Standard Overseas
- TRICARE For Life
- TRICARE Reserve Select (if purchased)
- TRICARE Retired Reserve (if purchased)
- TRICARE Young Adult (if purchased)
- US Family Health Plan
Transitional Health Plans
You also have minimum essential coverage if you are covered by either of these transitional health plans:
- Transitional Assistance Management Program (premium-free, 180 days)
- Continued Health Care Benefit Program (if purchased, 18-36 months)
When You Don't Have Minimum Essential Coverage
If you're only eligible for care at military hospitals and clinics and you're not covered by any other TRICARE plan (as listed above), you don't have minimum essential coverage.